Terms Of Use & Refund Policy

These terms and conditions (“Agreement”) set forth the general terms and conditions of your use of the americanrealtyacademy.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Agreement is legally binding between you (“User”, “you” or “your”) and American Realty Academy llc (“American Realty Academy llc”, “we”, “us” or “our”). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement. You acknowledge that this Agreement is a contract between you and American Realty Academy llc, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.

Accounts and membership

You must be at least 18 years of age to use the Website and Services. By using the Website and Services and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age. If you create an account on the Website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may, but have no obligation to, monitor and review new accounts before you may sign in and start using the Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this Agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

We may require identity verification measures before, during, or after enrollment, course participation, examination, certificate issuance, or account access. Such measures may include live photo capture, webcam use, selfies, uploaded photographs, government-issued identification, or other reasonable verification methods. By enrolling in or using any Service that requires verification, you authorize us and our service providers to collect, review, store, process, and use those materials and related records for identity verification, fraud prevention, course and exam integrity, certificate issuance, audit support, regulatory compliance, and enforcement of these Terms and our policies.

Failure to complete requested verification steps, submission of false or misleading verification information, impersonation, account sharing, use of another person’s identity, or tampering with any verification process may result in refusal of service, suspension or termination of the account, invalidation of course progress, withholding or revocation of certificates, denial of refunds to the extent permitted by law, and referral to regulators, testing entities, payment processors, or law enforcement where appropriate.

Billing and payments

You shall pay all fees or charges to your account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable. Sensitive and private data exchange happens over a SSL secured communication channel and is encrypted and protected with digital signatures, and the Website and Services are also in compliance with PCI vulnerability standards in order to create as secure of an environment as possible for Users. Scans for malware are performed on a regular basis for additional security and protection. If, in our judgment, your purchase constitutes a high-risk transaction, we will require you to provide us with a copy of your valid government-issued photo identification, and possibly a copy of a recent bank statement for the credit or debit card used for the purchase. We reserve the right to change products and product pricing at any time. We also reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made.

Accuracy of information

Occasionally there may be information on the Website that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, availability, promotions and offers. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information on the Website or Services is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information on the Website including, without limitation, pricing information, except as required by law. No specified update or refresh date applied on the Website should be taken to indicate that all information on the Website or Services has been modified or updated.

Third party services

If you decide to enable, access or use third party services, be advised that your access and use of such other services are governed solely by the terms and conditions of such other services, and we do not endorse, are not responsible or liable for, and make no representations as to any aspect of such other services, including, without limitation, their content or the manner in which they handle data (including your data) or any interaction between you and the provider of such other services. You irrevocably waive any claim against American Realty Academy llc with respect to such other services. American Realty Academy llc is not liable for any damage or loss caused or alleged to be caused by or in connection with your enablement, access or use of any such other services, or your reliance on the privacy practices, data security processes or other policies of such other services. You may be required to register for or log into such other services on their respective platforms. By enabling any other services, you are expressly permitting American Realty Academy llc to disclose your data as necessary to facilitate the use or enablement of such other service.

Certain Services may involve third-party platforms or providers used for learning management, photo capture, identity verification, cloud hosting, certificate generation, storage, communications, proctoring, or payment processing. By using those Services, you acknowledge that certain data, including verification photos or certificate-related information, may be transmitted to, processed by, or stored with such third-party providers on our behalf, subject to their applicable terms and privacy practices and our agreements with them where applicable.

Advertisements

During your use of the Website and Services, you may enter into correspondence with or participate in promotions of advertisers or sponsors showing their goods or services through the Website and Services. Any such activity, and any terms, conditions, warranties or representations associated with such activity, is solely between you and the applicable third party. We shall have no liability, obligation or responsibility for any such correspondence, purchase or promotion between you and any such third party.

Links to other resources

Although the Website and Services may link to other resources (such as websites, mobile applications, etc.), we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked resource, unless specifically stated herein. Some of the links on the Website may be “affiliate links”. This means if you click on the link and purchase an item, American Realty Academy llc will receive an affiliate commission. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their resources. We do not assume any responsibility or liability for the actions, products, services, and content of any other third parties. You should carefully review the legal statements and other conditions of use of any resource which you access through a link on the Website. Your linking to any other off-site resources is at your own risk.

Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Website and Services or Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Website and Services, third party products and services, or the Internet; (h) to spam, phish, pharm, pretext, spider, crawl, or scrape; (i) for any obscene or immoral purpose; or (j) to interfere with or circumvent the security features of the Website and Services, third party products and services, or the Internet. We reserve the right to terminate your use of the Website and Services for violating any of the prohibited uses.

User content, reviews, and unlawful statements

Nothing in these Terms is intended to prohibit or restrict any customer from posting or sharing an honest review, comment, or opinion about our business, services, or conduct where such communication is protected by law.

However, users may not, through our Website, Services, related platforms, or in communications arising from use of our Services:
(a) knowingly publish or submit false statements of fact;
(b) impersonate another person or misrepresent authorship, enrollment, verification status, or course activity;
(c) fabricate, alter, or manipulate documents, screenshots, photographs, recordings, reviews, or other evidence;
(d) disclose non-public personal information, confidential information, or protected account information of another person without authorization;
(e) engage in unlawful harassment, threats, extortion, or attempts to coerce refunds, credits, certificates, or other benefits through false accusations.

We reserve the right to investigate suspected misconduct, preserve evidence, respond publicly or privately where appropriate, report conduct to the relevant platform or authorities, remove content we control, and pursue available legal remedies for unlawful conduct, including claims based on knowingly false statements of fact, fraud, impersonation, or other actionable misconduct, to the extent permitted by law.

In any action arising from a user’s willful misconduct, fraud, impersonation, or knowingly false factual statements, we reserve the right to seek all remedies available under applicable law, including damages, injunctive relief, attorneys’ fees, court costs, and other recoverable amounts where permitted by statute, contract, or court order.

Intellectual property rights

“Intellectual Property Rights” means all present and future rights conferred by statute, common law or equity in or in relation to any copyright and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights to inventions, rights to use, and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, rights to claim priority from, such rights and all similar or equivalent rights or forms of protection and any other results of intellectual activity which subsist or will subsist now or in the future in any part of the world. This Agreement does not transfer to you any intellectual property owned by American Realty Academy llc or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with American Realty Academy llc. All trademarks, service marks, graphics and logos used in connection with the Website and Services, are trademarks or registered trademarks of American Realty Academy llc or its licensors. Other trademarks, service marks, graphics and logos used in connection with the Website and Services may be the trademarks of other third parties. Your use of the Website and Services grants you no right or license to reproduce or otherwise use any of American Realty Academy llc or third party trademarks.

Disclaimer of warranty

You agree that such Service is provided on an “as is” and “as available” basis and that your use of the Website and Services is solely at your own risk. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. We make no warranty that the Services will meet your requirements, or that the Service will be uninterrupted, timely, secure, or error-free; nor do we make any warranty as to the results that may be obtained from the use of the Service or as to the accuracy or reliability of any information obtained through the Service or that defects in the Service will be corrected. You understand and agree that any material and/or data downloaded or otherwise obtained through the use of Service is done at your own discretion and risk and that you will be solely responsible for any damage or loss of data that results from the download of such material and/or data. We make no warranty regarding any goods or services purchased or obtained through the Service or any transactions entered into through the Service unless stated otherwise. No advice or information, whether oral or written, obtained by you from us or through the Service shall create any warranty not expressly made herein.

Limitation of liability

To the fullest extent permitted by applicable law, in no event will American Realty Academy llc, its affiliates, directors, officers, employees, agents, suppliers or licensors be liable to any person for any indirect, incidental, special, punitive, cover or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use of content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if the liable party has been advised as to the possibility of such damages or could have foreseen such damages. To the maximum extent permitted by applicable law, the aggregate liability of American Realty Academy llc and its affiliates, officers, employees, agents, suppliers and licensors relating to the services will be limited to an amount no greater than one dollar or any amounts actually paid in cash by you to American Realty Academy llc for the prior one month period prior to the first event or occurrence giving rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or fails of its essential purpose.

Indemnification

You agree to indemnify and hold American Realty Academy llc and its affiliates, directors, officers, employees, agents, suppliers and licensors harmless from and against any liabilities, losses, damages or costs, including reasonable attorneys’ fees, incurred in connection with or arising from any third party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your Content, your use of the Website and Services or any willful misconduct on your part.

Severability

All rights and restrictions contained in this Agreement may be exercised and shall be applicable and binding only to the extent that they do not violate any applicable laws and are intended to be limited to the extent necessary so that they will not render this Agreement illegal, invalid or unenforceable. If any provision or portion of any provision of this Agreement shall be held to be illegal, invalid or unenforceable by a court of competent jurisdiction, it is the intention of the parties that the remaining provisions or portions thereof shall constitute their agreement with respect to the subject matter hereof, and all such remaining provisions or portions thereof shall remain in full force and effect.

Changes and amendments

We reserve the right to modify this Agreement or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Agreement will be effective immediately upon the posting of the revised Agreement unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Agreement (or such other act specified at that time) will constitute your consent to those changes.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Arizona, and you submit to the exclusive jurisdiction of the state and federal courts located in Maricopa County, Arizona, or, where federal jurisdiction exists, the United States District Court for the District of Arizona, for the resolution of any disputes.

Refunds:

Arizona Real Estate Online Salesperson & Broker Courses (Includes Packages & Plans)

• A $25 processing and cancellation fee will apply to any and all refunds to cover the cost of processing and administration fees.
• All refunds must be requested within 30 days of initial payment.
• Refunds will not be issued based on a change in regulatory requirement(s)
• No refund will be issued if 4 or more sessions are completed
• Students will receive 6 months of access to their course(s)
• Any coupons issued as part of a package or plan will be voided immediately
• No extension or continuations are guaranteed but may in some cases be allowed if approved by the admin and are good for a period of 30 days only

Contract Writing Course/Live Virtual Group Tutoring Session

• Refunds must be requested within 30 days of initial payment or scheduled class date.
• Refunds will not be issued based on a change in regulatory requirement(s)
• Students may not request a refund after attending any part of a live course
• Students will receive 6 months of access to their course
• No extension or continuations are guaranteed but may in some cases be allowed if approved by the admin and are good for a period of 30 days only

Arizona Continuing Education & BMC Online

• All refunds must be requested within 7 days of payment
• No refunds will be given if any course certificate is issued
• For CE or BMC packages (courses purchased for a bulk discount), individual courses will not be refunded. Only the entire package will be. Then students may repurchase individual courses as needed
• Refunds will not be issued based on a change in regulatory requirement(s)
• Students will have 24 months to complete continuing education course(s) and BMC(s).
• All courses are single use, meaning they may only be taken once and are not perpetual in any way
• There are NO extensions ever for any CE purchase
• User is responsible for uploading their certificates for credit
• American Realty Academy is not responsible for lost certificates
• Certificates can not be replaced by American Realty Academy
• Certificates may be withheld, denied, invalidated, or revoked if identity verification is incomplete, inconsistent, suspected to be fraudulent, or if we reasonably determine that impersonation, account sharing, false photo submission, or other integrity-related misconduct occurred.
• Where a certificate includes a student photograph or other identifying information, the student is responsible for confirming that submitted information is accurate before final issuance

These refund policies may also be found on our Refund Policy page.

Other Policies

• Students will receive 6 months of access to any courses purchased except for Continuing Education & BMCs, which will provide 24 months of access.

• If a student purchases a course extension beyond 6 months, the course extension fee is not refundable and is good only for a 30 day period upon approval by the School Administrator(s)
• If a student purchases an extension without first verifying that they are eligible, their extension will be fully refunded and their enrollment will NOT be extended.
• When a course number expires, we will alert all users to this upcoming expiration and that course MUST be completed and the certificate generated before the State approval date ends – this means your certificate MUST be uploaded to ADRE before the expiration date
• We can NOT re-enroll you into a new CE course if an old CE course is no longer valid or approved by the State of Arizona

School Course Extension Policy

(Only Applies To Arizona 90 Hour Prelicense & Broker Prelicense Course & Plans. Does Not Apply to Continuing Education Or Other Courses).

1) At the school’s discretion, a student may extend their time for study by another 30 days at a cost of $99. Included in the extension are the 90 Hour Salesperson Course and, if originally purchased, the Contract Writing Course.

2) We may have to move you to a new/updated course(s) or a new platform where you will have to start any or all courses from the beginning again. This is due to the fact that the material changes, platforms change or other school changes may have taken place. You can verify if this will occur before purchasing an extension by contacting the school.

3) The opportunity to extend is not a guarantee. American Realty Academy ultimately decides if we are able to honor the 30 day extension and this extension offer can be revoked at any time.

4) An extension is only allowed if the student is within their original 6 months of their date of expiration, whether that be the original expiration date or a modified one from a previous extension. (This means you have 6 months AFTER you’ve expired to extend).

5) American Realty Academy will NOT be responsible for the student’s progress carrying over or repopulating in cases of extensions and we can not override the systems to bring your progress over from another platform or course.

6) Students are responsible for tracking their expiration deadlines.

7) Students who do not finish and this includes testing and passing their school final exams within the extended 6 month timeframe may be allowed to extend again but the aforementioned items above will carry forward.

8) All users understand and accept these policies and procedures and by continuing, express their consent electronically with their continuation.

No refunds will be issued based on a change in regulatory requirement(s)

School Final Exam Proctor Fees

Student will be responsible for cost associated with taking the school final exam, including any additional proctor fees at school Approved Testing Centers. 

Acceptance of these terms

You acknowledge that you have read this Agreement and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to access or use the Website and Services.

Contacting Us

If you have any questions, concerns, or complaints regarding this Agreement, we encourage you to please contact using the Help page.

This document was last updated on 03/15/2026. Any future updates will be updated on this page.